• Borrowing,  By Gracilis,  Finances

    Cutting your coat

    One of the great things about people is that they come in all sizes and shapes. Most of us have friends, relatives and people who always like to appear to be more than they are and quite frankly, they are doing a good job at it. They have perfected the art so well leaving no room for doubts but no matter how hard they try, we are always awakened to the reality when they come again knocking at our doors, to borrow something else or more. Sometimes reality also means we are the ones knocking on doors to borrow, yet again. I still remember the first thing I borrowed. The…

  • Borrowing,  By Gracilis,  Finances

    Cutting your coat

    One of the great things about people is that they come in all sizes and shapes. Most of us have friends, relatives and people who always like to appear to be more than they are and quite frankly, they are doing a good job at it. They have perfected the art so well leaving no room for doubts but no matter how hard they try, we are always awakened to the reality when they come again knocking at our doors, to borrow something else or more. Sometimes reality also means we are the ones knocking on doors to borrow, yet again. I still remember the first thing I borrowed. The…

  • Attitude,  Borrowing,  Finances

    Chronicles of Borrowing

      Although it seems like all I read these days is about the Elections in Nigeria, I have found the time to follow this month’s theme on borrowing. The reason why I have read every post this month religiously is that I also have my share of the high and lows of borrowing. At one point in my life I decided to go into business to support my family, I didn’t want to go look for a 9-5  job because of my spouse’s vocation, I needed the freedom of a business to support him at any time he required. After thinking through what I wanted to do, I decided to…

  • Attitude,  Borrowing,  Finances

    Money Matters

    When I was growing up, my Dad ran a very successful business and Mum worked at home; okay I would have said a stay-at-home Mum, but I have never been comfortable using that phrase to describe Mum because it somewhat has a way of conjuring a mental picture of a woman who is home all day doing nothing or watching TV – well just throw in a few chores. Okay back to Mum. The phrase just doesn’t suit her. She had nine kids to bring up, two or more extended family per time living with her, and several others dropping in to visit, or spend a few days or weeks…

  • Attitude,  Borrowing,  Finances

    Doing the maths

    I had a casual attitude to borrowing growing up.  I remember my youngest sister looking at me one day and saying ‘How can you sleep well at night knowing you have borrowed so much?’  She just could not live like that.  That is inter-sibling borrowing never mind going outside the family.  Occurs to me now that people have different leanings naturally.  To be fair, she is still like that.  I remember begging her to collect a credit card about 1 year ago.  I was encouraging her to seize the opportunity of being offered one to do shopping after which she could give herself years to pay off gradually.  She refused…

  • Attitude,  Borrowing,  By Gracilis

    Cut your Coat…

    We all know them. Most of us have friends, relatives and people who always like to appear to be more than they are and quite frankly, they are doing a good job at it. They have perfected the art so well leaving no room for doubts but no matter how hard they try, we are always awakened to the reality when they come again knocking at our doors, to borrow something else or more. Sometimes reality also means we are the ones knocking on doors to borrow, yet again. I still remember the first thing I borrowed. The response I got from my mother was horrendous and it left such…

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